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Understanding RTP: What “Return to Player” Really Means

Understanding RTP: What “Return to Player” Really Means

Editor by Editor
February 24, 2025
in Getting Started
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RTP—short for Return to Player—is one of the most important concepts in online gambling. Whether you’re spinning a slot or betting on blackjack, understanding RTP can help you make more informed decisions about where and how you play.

But what does it actually mean? And how much does it really impact your chances? This guide breaks it all down in plain terms.

Key Takeaways

  • RTP shows the long-term average return of a game, not the outcome of a single session.
  • It’s expressed as a percentage—e.g., 96% RTP means €96 returned for every €100 staked.
  • RTP doesn’t guarantee wins but helps compare game fairness.
  • Different games and even versions of the same game can have different RTPs.
  • Volatility and house edge are related but separate from RTP.

1. What Is RTP in Casino Games?

Return to Player (RTP) is a theoretical percentage showing how much of all stakes placed on a game are expected to be returned to players over time. For example:

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A slot with 96% RTP means that, on average, for every €100 wagered, €96 is returned to players, and €4 is kept by the casino.

This number is calculated over millions of spins or hands, which means it’s not something you’ll necessarily feel in a single session.

RTP is verified by third-party testing agencies before a game goes live and is typically found in the game info screen or the casino’s help pages.


2. Why RTP Matters When Choosing Games

So why should players care about RTP?

  • Higher RTP = better long-term value.
  • Useful for comparing games before choosing where to bet.
  • Essential when trying to complete wagering requirements.

Although a higher RTP doesn’t mean you’ll win, it means that—statistically—you’re losing less over time compared to a lower RTP game.

You can explore how this fits into how to choose the right casino and game for your playing style.


3. High vs Low RTP: What’s the Difference?

RTP can generally be grouped into two categories:

RTP RangeTypeWhat It Means
97–99%High RTPBetter for long-term play, often lower volatility
88–94%Low RTPHigher volatility, big jackpots or more features

High RTP examples:

  • Blood Suckers (98%)
  • 1429 Uncharted Seas (98.6%)
  • Starmania (97.87%)

Low RTP examples:

  • Mega Moolah (88.12%)
  • Divine Fortune (94.7%)

Some low RTP games feature progressive jackpots, which explains the lower return rate—they’re balancing the chance of huge wins.


4. How RTP Works with Volatility

RTP tells you how much, while volatility tells you how often and how big.

RTP / Volatility ComboWhat It Means
High RTP, Low VolatilityRegular small wins, long sessions
High RTP, High VolatilityLong-term value, but fewer wins
Low RTP, High VolatilityHigh-risk, high-reward sessions
Low RTP, Low VolatilityLeast favourable for most players

Understanding both factors helps tailor your game selection to your bankroll and preferences. If you’re new to this, check out guides like before your first spin to prepare wisely.


5. RTP in Popular Casino Games

Not all games are equal when it comes to RTP:

  • Slots: Vary widely—typically 90–98%.
  • Blackjack: Usually around 99% when played with basic strategy.
  • European Roulette: Around 97.3%.
  • American Roulette: 94.74% due to the extra zero.

Here’s a quick comparison:

Game TypeRTP (%)Notes
Blackjack~99%Skill-based; varies by version
European Roulette97.3%Better than American Roulette
American Roulette94.74%Lower due to double zero
Mega Joker (slot)99%Classic high-RTP slot from NetEnt
Blood Suckers98%Popular choice for bonus wagering

If you’re prioritizing RTP, table games generally outperform slots.


6. How to Find a Game’s RTP

Most reputable casinos display the RTP clearly in one of these places:

  • The game’s info panel or paytable
  • Casino’s help or FAQ section
  • Game provider websites
  • Licensing body reports (for regulated markets)

Always double-check you’re playing on a licensed casino, as some unregulated sites may offer lower-than-stated RTPs. Sites listed on Play Responsible only work with approved software and regulators.


7. Does RTP Guarantee Winnings?

No. RTP is based on aggregate data across millions of bets.

In a single session, a player might:

  • Win far more than the RTP implies
  • Lose everything quickly
  • Experience wild swings (especially in volatile games)

Think of RTP as the long-term average return—not a promise for each player. It’s a guideline, not a prediction.


8. Tips for Using RTP to Your Advantage

Want to make the most of RTP? Here’s how:

  • Stick to games with RTP above 96%.
  • Compare the same game across casinos. Some sites may offer lower versions.
  • Avoid unlicensed platforms. They may use adjusted RTP settings.
  • Use RTP when clearing bonuses. High-RTP slots help meet wagering efficiently.
  • Combine with volatility awareness. Aim for balance based on your bankroll.

It’s not just about chasing numbers—RTP is part of a wider decision-making process when managing your gameplay responsibly.


Final Thoughts

Return to Player is one of the clearest ways to assess the value of an online casino game. While it doesn’t predict your outcome, it helps you make smarter choices over time—especially when combined with good bankroll management and a strong understanding of game volatility.

Always remember: the best game for you isn’t just the one with the highest number. It’s the one that fits your style, your budget, and your goals as a responsible player.

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